“Well done is better than well said.”- Benjamin Franklin
Comprehensive Wealth Management
To become truly wealthy and enjoy real financial freedom, you have to maximize every resource available to you. Our team has expertise in a multitude of industries, including timber, oil/gas wells, precious metals, real estate, M&A, art, private equity and many more. We have the knowledge and skills to provide clients with the best investments for their particular risk level and goals.
The power of a self-directed IRA comes from the almost endless investment options. While other accounts might keep you limited to stocks, bonds and mutual funds, this IRA enables you to invest in real estate, promissory notes, tax liens, private businesses, precious metals, and just about anything else that suits your fancy. You also reap the asset protection and all of the tax advantages that come with government-sponsored retirement plans.
Financial Life Management & Planning
Most people spend more time planning dinner parties than they do their retirement, and that’s why our team created the proprietary KC Financial Life Management program. We assist with all aspects of financial foresight – choosing the best mortgage, investing your 401k assets correctly, mapping out how you are going to downsize once the kids are gone – so that you can be fully prepared for the future.
Tax Minimization Strategies
As taxes rise, the value of your future income may be decreasing. To offset this effect on your assets, there are several tax minimization strategies that we can utilize to decrease the burden from Uncle Sam. We employ everything from alternative investments to insurance products to strategic charity donations, enabling you to keep as much of your money as possible.
People with great wealth often have ambitious philanthropic goals. Unfortunately, at certain wealth levels, giving to charity can be much more complicated than just signing a check. Our team can assist you in developing a strategic philanthropic plan that not only maximizes the impact of your generosity, but also ensures your funds go through legitimate sources that deploy dollars appropriately.
IRA, 403(b), & 401(k) Rollovers
What investment options should you choose in your retirement account? What should you do with your assets once you change jobs or retire? Our team can help you choose a path that’s right for you, whether you want to leave your money where it is, transfer your assets to a new plan, or roll it over into an IRA.
Proverbs 22:1 – “Choose a good reputation over great riches; being held in high esteem is better than silver or gold.” Building a good reputation and leaving a legacy for your name doesn’t happen overnight. Our team can help you draft a plan to help ensure you will be lovingly remembered by your family and community for generations to come.
Long-Term Care Planning
As the average lifespan increases, more and more retirees may find themselves needing long-term care. To stay prepared for whatever changes come your way, Kovar Capital can help you create a tactical long-term care strategy to cover the costs of assisted living facilities, nursing care, home health care and other long-term care needs.
Retirement Income Strategies
With retirements lasting up to 25 or 30 years, people can’t be dependent upon the government to take care of all their expenses. At Kovar Capital, we’ll design a retirement income strategy to last throughout your lifetime, with flexibility for growth and protection.
Sudden Wealth Guidance
Though most people think of lottery winners when hearing about sudden wealth, the majority of people receive financial windfalls only after a tragedy has occurred. Our team has developed a program tailored for recent recipients of life insurance payouts, large inheritances and legal settlements in order to help them adjust to their newfound wealth. We work with you through difficult times ensure you’re making the best possible financial decisions.
Personal CFO Services
Wish you had someone who could manage your entire financial life to make sure you reach your goals? With our Personal CFO package, we handle it all. We’ll manage your investments, pay your bills, figure out how much house you can afford and then find the best mortgage for it. You earn your income – we’ll do the rest.